“ODOS” – Sukajaya Organic Village Torch Group is a fostered village group Sinarmas Bank.

ODOS excels by winning 1st place at the West Bandung Regency Level in the district level Regional Development program competition held by Pokja II UP2K PKK. The superior product of processing livestock waste into planting media briquettes is this which brought ODOS to be excellent in the competition and entered at the provincial level.

Cattle breeders, farmers, young people, and some housewives who are members of the PKK Desa Sukajaya is directly involved in the business of treating fresh cattle farm waste become a TORCH briquette planting medium. This livestock waste treatment activity has begun by the Sukajaya Organic Village Torch Group (ODOS) who received coaching directly from PT. Bank Sinarmas Tbk. Using consortium base technology local microorganism (MOL) Bio Compound since January 2020. This technology makes Fresh cow dung can be processed in a shorter time by the process of making printed briquettes for 5-7 days, no smell, no methane gas, safe for the environment, and certified organic.

Initiation of community empowerment-based partnership program between PT. Bank Sinarmas Tbk. and PT. Songsong Buwono Lestari aims to change the pattern think the farmers in the Sukajaya Village area to stop throwing livestock waste into the canal water and processing it into products that have economic value with impact positive for the environment. This whole series of activities is a real implementation 17 points of the Sustainable Development Goals (SDGs), both directly and indirectly, in realizing healthy food independence based on local wisdom. This waste treatment activity received support from the Sukajaya Village, Provincial DKPP West Java, North Bandung Cattle Breeders Cooperative (KPSBU), and educational institutions in Bandung.

On the occasion of this activity, Bank Sinarmas also distributed waqf of 100 manuscripts The Koran for the residents of Sukajaya Village given directly by Retno Tri Wulandari as Corporate Secretary Head of Bank Sinarmas to Mrs. Plt Regent of West Bandung, Sonya Fatmala & Head of Pokja II PKK West Java Province, Mrs. Lutfi Erlita Widiasih.

"I really support this CSR program from Bank Sinarmas, hopefully the Village will Sukajaya became a model village for other villages whose people have a cattle farm, so that Kohe (Animal Manure) does not pollute environment." Sonya Fatmala, the current Acting Regent of West Bandung, said became the Acting Chairman of the TP PKK West Bandung Regency.

"For the achievements and participation that have been achieved by the assisted villages of Bank Sinarmas, Sukajaya village, proves that in the current pandemic, people are still productive and working. Bank Sinarmas continues to maintain its commitment to support the Gema Madani Government program, an independent community movement that is competitive and innovative. Sustainable Corporate Social Responsibility (CSR) activities or This sustainability encourages people to have expertise in improving family economic welfare through business activities, next we are together the Torch group and the Sukajaya village community will develop and expand our synergy program towards environmental preservation.” Said Frenky Tirtowijoyo as President Director of Bank Sinarmas.

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Global (Global Warming) has become a problem and concern internationally. Global warming and one of its effects,

namely global climate change (Global Climate Change) such as Shifting the global climate map, Climate Anomalies, Floods, Droughts, Hurricanes, Rising sea levels, etc., have caused losses and has even threatened the sustainability of life on planet earth. Studies show that we need to reduce emissions by about 7.6% per year starting from 2020 to 2030 to keep the earth's temperature from exceeding 1.5ᵒC and 2.7% per year and still have to keep it below 2ᵒC.

Therefore, there are now many initiative steps to reduce Gas Emissions Greenhouse. From a business point of view, an alternative is designed, including through: "CARBON PRICING". Countries that produce a lot of Greenhouse Gas Emissions must compensate countries that produce Oxygen O2. Among them are providing incentives to countries/institutions that carry out programs reforestation (keeping land cover green through forest planting/Reforestation) and environmentally friendly energy conversion (replacing the use of energy sourced from fossil to non-fossil green energy).

To that end, the Corporate Banking Funding Team held an Internal Sharing Session with the theme “GLOBAL WARMING: EVENTS AND ITS IMPLICATIONS” on Wednesday, October 13 2021 to provide information and knowledge to the team under Corporate Banking Directorate (CBD). The Corporate Banking Funding Team invites Sinarmas Advisor, Dr Asep Karsidi as a resource person in this internal sharing session. He is a Lecturer at FMIPA and SIL University of Indonesia, where he also served as Deputy Minister Coordinator in 2007 – 2010.

The Corporate Banking Funding team also invited Mr. Fredy Wang, he is the Head of Sales of PT Surya Utama Nuansa, where he delivered material about SUNterra Solar Panels to share product knowledge about the benefits using SUNterra Solar Panels as a solution to save electricity and bring clean and renewable energy sources. The purpose of the internal sharing session is to increase Team awareness Corporate Banking Directorate on the issue of global warming which is increasingly being discussed and so that the SUNterra solar panel feature can be informed to bank customers Sinarmas, both individual and corporate.

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During the ongoing Covid-19 pandemic, of course this is getting worse make people more depressed

especially from the economic side. Especially with implementation of the Implementation of Restrictions on Community Activities or what we know with 'PPKM' increasingly makes the community, especially small traders more depressed family economic conditions. Sinar Mas Mining collaborates with the Sinar Mas Society of Jakarta to distribute assistance to small traders in Sinar Mas' internal and external environment Land Plaza. Assistance in the form of basic necessities (rice, cooking oil, corned beef, sardines, sugar, noodles instant and sweetened condensed milk) distributed directly to 80 traders and 270 security, OB via Royal Oriental.

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Forbes in his article entitled “Is Working From Home The Future of Work?” say that the pandemic Covid-19 has really changed the work culture around the world,

work from home is touted as a way of working in future, and may even allow many companies to work from home in future. Still sourced from Forbes, it is said that working from home can improve employee productivity, improve work-life balance, and improve mental health. Although maybe not all work can be done by working from home and there are many more companies that have difficulty adjusting to work from home, but slowly the work culture will changed. Although currently many companies are going to “switch” or “hybrid” their way of working By combining working at home and working in the office, this is also done to comply with regulations government regarding Large-Scale Social Restrictions (PSBB) so that those who work in offices only who need to go to the office, for example to pick up documents or for a meeting required to meet.

Although based on an article from the BBC entitled “How Will the Pandemic Change the Way We Work” it says that of the 4,700 workers in the United States say that only 12% would like to return to work on a regular basis full time in the office, while 72% want a combination of work from home and work in the office office. Combining work at home and in the office, or can be called a hybrid model that starts emerging during the Covid-19 pandemic can balance the efficiencies gained from working in home and the benefits of social interaction as well as the creativity and innovation that comes from working directly in the office to meet colleagues.

Work from home also raises the discussion about the problem of women as workers. Give employees more flexibility in choosing when and where they work improves gender equality, especially for women. Working remotely can help mothers better balance between office and family responsibilities, and working from home can make dads too involved in household matters which may have always been the responsibility of mothers. Married couples can share responsibilities. In addition to the existence of gender equality by sharing mutual responsibility for homework, work from home that appeared during the Covid-19 pandemic too gave rise to the idea that even a woman could still work and be given the opportunity to work. For women who are pregnant and working from home allows them to work without too tired physically. Likewise when they have given birth, at least the mothers who have just given birth and working from home allows for more time for the child to grow.

The Covid-19 pandemic has taught us a lot of things, as Jeanna Lundberg Co- Founder and CEO of Respaces that Covid-19 taught us the importance of flexibility and trust, from economic, sustainable and health perspectives. Organizations must be brave to provide choices like “one-size-fits-all” as a corporate culture solution for the future. It can be concluded that as humans we should easily adapt to all situations, one of which is by Work From Home (WFH) and Work From Office (WFO) work patterns. Have you adapted to the culture work WFH?

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1. Easily Distracted with Family Distractions

Even though working from home makes us closer to family, when we are working it is already Of course there will be a lot of distraction from the family who come. For example, when you are in an online meeting with the bosses and parents or family are calling, or a fussy child cries, or even when doing routine work, our focus may be distracted by various distractions from family that appears.

2. Too relaxed

Working from home can undeniably make us so relaxed that we lose focus. Dressing like at home makes sometimes the job ends up being neglected because it might work while being followed by doing other activities at home.

3. Working Hours Become Messy

If at work from the office it is possible we have to go to the office and come home from the office, then on Even at the office, we are focused only on work and when we go home, it's our time to rest and family. Then what about working hours from home? Maybe some companies have the rule of working from home for 8 hours, or even the most important rule of getting the job done. Working hours in Even the house will eventually become a mess because it might make us work very late night, or start working too late, especially with the inclusion of other activities that come from home.

4. Less Motivated

Working from home means limiting our meeting with co-workers in person. Lack of interaction with colleagues or superiors in the end makes us lose motivation to work so that cause loss of focus and lack of concentration at work.

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1. Work Becomes More Flexible

Flexibility may be the thing that is most felt with the work from home pattern. Working from home allows us to do many things at once at home. Like when on the sidelines work, we can do light exercise. Then in terms of clothing, it will become more flexible when work, when working in the office requires us to be neat, whereas when working at home can provide we choose to wear everyday clothes at home, or even sleepwear though.

2. Get closer to family

Working at home may make our time to meet with family more than before when I was still working in the office. On the sidelines of working from home makes us closer and can talk more with the family. It can be said that work from home is our place to closer to family and replaces the time spent with family before when they were young work from the office.

3. Save Cost

It is undeniable that working from home can save us operational costs that we often spend while working from the office, such as gas costs, transportation costs, lunch and possible expenses issued when we have to go to the office.

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Work From Home (WFH) means the concept of working that does not require coming to the office,

so that workers can work anywhere be it at home, cafe or wherever you want. The term work from home itself began to stick out since the Covid-19 which required everyone to comply with the protocol health and social distancing so that most offices carry out WFH programs for para his employees.

The term work from home itself is actually familiar to freelancers or freelancers, because they are used to remote work so freelancers can work anywhere. In The world that is now limitless is one of the jobs that started popping up since the early 2000s known as travel bloggers, where they write their travel notes to be used as a source income, travel bloggers also do their work anywhere and anytime because of them are freelancers who are not bound to certain hours.

Work from home or remote work also has very flexible working hours although some the company continues to apply a working time of 8 working hours accompanied by attendance using software. Work from home in Indonesia has actually existed for a long time in several companies, especially companies start-up where many millennials work in it. Work from home especially in Jakarta This is done because there are PSBB rules (Large-Scale Social Restrictions) issued by the regional government. The effect of work from home on the effectiveness of employees' work at first was doubtful, it became a natural thing because the work from home culture itself is not a common work culture in Indonesia before thus giving rise to many articles and journals about work from home such as tips on how to do it. The work from home trend itself is an inspiration for GoPlay to make a series about the stories of workers who was forced to work from home due to the Covid-19 pandemic entitled "Work From Home", and made a mistake one song Fifth Harmony feat. Ty Dollar Sign entitled “Work From Home” which has been released since 2016 too sticking out because the lyrics are indeed in accordance with the conditions of working from home today, namely “I'll make it feel like a vacay, turn the bed into an ocean”.

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This is the place where you can reflect on your future skills perfect your chances for a job position and also the way you should do it to have that skill.

Being one step ahead requires reflection on your part and critical thinking about skills you lack. Not everyone has the ability requested by a position in an internship, but it is your duty to make yourself a perfect candidate for the internship you are applying for. Show them that you are a good candidate for an internship position at their company. Show them the skills you have that they need. Show tell them that the experience you have has prepared you for the next position. Arming yourself with the necessary skills will set you apart from another. Take a step back and think critically about your experiences, skills, and goals. How can you achieve these goals? If you don't have the skills or experience needed, strive to have them. Think first about what you need to get where you want in life. Like that, go ahead and jump.

|•SOURCE•| Image :drdebbright |

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Let's re-read the job description and list of job requirements for which you are applying.

Do you have all those requirements? How about which candidate criteria are preferred or “plus”? What are the additional skills which would be a plus? When you apply as an IT, do you know the program Adobe Creative Suite? Final Cut Pro? Back-end coding? If so, tell them about all the skills you have. It was a valuable skill that not every people. Another example is, are you applying for an internship as a graphic designer? Have you won an award for your design? If yes, also tell they. Think about the information or skills you have that would make a recruiter impressed.

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This will set you up for every eventuality. To be a good leader, while on an internship, being an employee,

or basically any role in life, You have to be ready in every situation. Prepare your feet, these are your assets. Believe that preparedness will take you to every place in your life. It shows that you forward-looking, planned and organized. Being one step ahead is actually very simple. You have to find out the final destination you and how to get there. Strive for internship opportunities at institutions. Search know the skills you need for a particular department. Show that you are behind an event, and you are passionate about it, for example by volunteering at events or joining similar organizations on campus your campus. These conditions may not help you get an internship, but they do this will show the interviewer that you really care.

|•SOURCE•| Image :AMICAN |

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Among all the causes that have been described previously, the core of the cause of the quarter life crisis itself are expectations.

Humans can hope or expect, the two things are different but often equated. In terms of language itself based on Oxford Learner's Dictionaries expectations and expectations have different meanings, namely

“hope something can happen and think that something might happen)

“expect thinking and believe that something will happen or someone will do something)

From these two meanings, it can be seen the difference between hope and expectation. On expectations look how do we feel sure that something "will" happen, so that if the word "will" is in the end does not really happen then the disappointment that will come over. Of the several causes that have been described, more or less likely to occur in most individuals in range of age from 20 to 30 years. The cause becomes something natural as long as it's not protracted and actually prevent themselves from developing.

|•SOURCE•| Articles : | Image : |

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The more friends we have, the more often we compare ourselves to our friends.

When our friends have better jobs, higher education, and more partners interesting to be a disappointment in itself because we are not able to be able to love or equal to what friends we have. Even though comparing ours with others is not a wise thing, we never know behind the actual struggle our friends do maybe they are more struggle against ourselves.

Start questioning yourself

For the first 18 years of our lives, we live under the norms and culture in which we live. Norm and that culture is sometimes different from what we have experienced, read and embraced. Becoming an adult in Eastern countries do not mean completely free from the shadow of their parents. Parents still play a role take part in our lives, such as weddings where parents still interfere in holding the party wedding. When we start living independently, sometimes there is a dilemma when the norms we adhere to do not match with the norms of the parents. The turmoil that arises inside becomes a crisis in itself contained within the individual, because of the fear of fighting, not being accepted, stigma and various things other negative things that can happen to us.

|•SOURCE•| Articles : | Image : |

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Not a few people who have jobs that do not match their passion.

For some people who have This high idealism may be a dilemma in itself. In addition, the work undertaken is often This is a job that is very different from the hobbies and passions you have, so you have to work half-heartedly and again questioned the problem of the work being undertaken.

Often feel like a failure

Losing is a form of failure in life. During school sometimes parents expect us always top the class, but we can't always fulfill our parents' wishes. Maybe it's one form of failure that we face when we were young. The failure was on a larger scale with increasing age, such as graduating from college late, getting a job that is not suitable or even fail to graduate from college, fail to get a job, become various forms of failure that make oneself we feel and fail and disappointed in ourselves.

|•SOURCE•| Image :business2community |

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Often times when we finally reach the age where we have to make all our own choices without interfering the hands of parents make themselves question the meaning of life.

When we are young we are used to choices that has been determined by parents so that we just live what parents say. Getting used to treating parents who have determined many things for us actually makes ourselves we are not accustomed to independently make decisions and make choices. So that it becomes one of the reasons we question the meaning and purpose of our lives.

Worried about the future

The future is one of the causes of the quarter life crisis for individuals in their 20s. New entering the world of work and starting a career is a scourge in worrying about the future, such as worries that work cannot run smoothly, career stagnation, inability to buying assets such as houses and cars, worrying about not getting the partner you want we and the worry of not being able to achieve the goal. Worrying about the future occurs because there is fear of circumstances that do not make us comfortable in the future such as not having money, not having a good job or not having a partner.

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The quarter life crisis is a time filled with uncertainty, vacillations, and questions live and experience the disappointments in life that occur in their mid-20s to early 30s.

Quarter life crisis is a psychological phenomenon and often occurs when a person is in their early 20s year to 30 years. Usually this happens after someone graduates from college, a period when someone began to learn to live independently without any interference from the family. After graduating from college, someone is looking for work, start building a career, get serious about finding a partner, start building a business and many more things to do. Everything they do is a dilemma because they too question their personal lives and the expectations they create themselves.

Facts about the Quarter Life Crisis

But the facts are reported by Psychology Today entitled Why Millennials Need Quarter Life Crisies, quarter life crisis is needed in today's millennial life. Looking back, Erik Erikson is a psychologist developments say that adolescents ranging from 12 to 18 years in the 1950s tended to asking, “Who am I? What do I want to be?”, while most teenagers are between 12 and 18 . The current year is more focused on the college major they will take, which campus they want to enroll, and other plans after high school. So that their thoughts about plans, life choices and themselves are delayed until they graduate from college. Until the quarter life crisis needed to make yourself grow, think about yourself and the possibilities of making Humans will continue to grow. However, it turns out that the quarter life crisis is not only owned by the age of 20- In their 40s and 50s, they are also vulnerable to experiencing a quarter life crisis.

The quarter life crisis is not only experienced by those in their 20s but also attacks those who are 40-50 years old. The age of 40-50 is the age where they start to think about a lot of things that are going on and will happen in their lives such as health problems, retirement, job loss, to death of a spouse or divorce. Quarter life crisis at this age is usually accompanied by post power syndrome, a syndrome that is felt for those approaching retirement age is a feeling irritable, short-tempered, does not want to lose in arguing with others and various negative emotions other.

Causes of the Quarter Life Crisis

The quarter life crisis has become an interesting phenomenon for many young people, everyone has a different phase different and different causes in his life in experiencing a quarter life crisis so it can't be compared to one person's quarter life crisis with another.

|•SOURCE•| Image :KASKUS |

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Floods began to inundate several areas of the City of Banjarmasin and surrounding regencies

22 bridges were damaged, 107 houses of worship were flooded, 75 schools were flooded, and the 18,294-meter-long road lever was flooded. Flood period the highest for water discharge in January 15, 2021 - January 22, 2021, where in that period almost the entire city of Banjarmasin and its surrounding districts were flooded. The effect of this flood is the residents Banjarmasin and its surroundings find it difficult to buy basic necessities in the agricultural sector food. Where privately owned shops are closed.

A number of Bank Sinarmas employees in Banjarmasin were also affected by the flood. For that, Bank Sinarmas provides assistance in the form of basic necessities and medicines to employees of Bank Sinarmas (Conventional & Sharia) who were affected by the flood. There are 64 employees who get help.

This activity is a form of Bank Sinarmas' concern for employees who affected by flooding, and it is hoped that the basic needs of employees will still be met in the midst of flood conditions.

|•SOURCE•| Image :RELIGION |

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As discussed in the previous point, that each interlocutor will have a different characters.

Someone cares about the interlocutor to convey his point and goals by finding out their profile, some continue to deliver messages without see the situation and conditions that occur in the interlocutor. Therefore, you as good communicators or communicants, should remain open to criticism or input provided by your client, co-worker, or boss. Don't get carried away with emotion but take the criticism as something that builds you to become a better person better.

Match between words and deeds 

This point is the last thing that is important for you to apply if you want to communicate on the Internet your work, namely the correspondence between your words and the actions you show. Many people say that this is not easy to do, but for the sake of maintaining client, co-worker, or leader trust in you, this is very important to be able to You did. No need to seek attention by bragging to co-workers or leaders, simply by showing the results of your best work with the achievements you can give to company. If you brag and are just looking for attention, it will make the job You become chaotic and your productivity performance will decrease. Don't give out information whose truth is not yet valid, whether it is to colleagues, leaders, or even to clients, so that it does not have a bad impact on the company or for yourself in the future. Therefore, you can ask your friends to remind you of your performance, if your performance is not in accordance with the Standard Operating Procedures. How to improve business communication skills above will not be obtained just like that in a short time. Must go through a continuous learning and training process. When you has reached the advanced stage, then every sentence you say will be instantly understood by others. That's when you are able to make effective business communication. Other people are important in our life, and we cannot live without other people. So, let always maintain good relations with good business communication with fellow human beings.

|•SOURCE•| Articles :RELIGION | Image :govloop |

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Every human being is created with a variety of physical and character.

So with that, your client profile You also have to be able to realize it, because it will affect the communication you will make do. Here are examples of illustrations: When you want to meet a client, you can find out first what their profile is, if it is known that he is a sensitive and easily offended person, then you must take attitude not to use harsh and straightforward language. Choose a polite word with smooth language, but still easy to understand. Then when that communication happens, your client will understand and not be easily offended. In addition to profile, a person's condition also influences when they want to communicate. You may find people who are busy and rarely come to the office, so you can't communicate directly or face to face. So as a substitute, you can still communicate with him through intermediaries such as: WhatsApp, Line, telephone, and others. So it can be concluded that self-flexibility is needed in communicating and seeking information what is his profile and his condition when he wants to communicate. This self-flexibility will help you to be more effective in communicating with clients, coworkers, and your leader. There's nothing to lose if you understand the other person first, then surely you will also be more appreciated by your interlocutor.

|•SOURCE•| Articles :RELIGION | Image :asaecenter |

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Providing a friendly attitude to clients is one of the basic things to build trust and make clients comfortable communicating with you.

This matter you can give by: asking how he is, asking him first to shake hands, give a smile, speak in a cheerful tone, and insert sentences a friendly closing (if this happens in written form instead of verbal) such as: have a good day You are fun, success is always with you, or it is a pleasure to communicate with you. When You have given a friendly attitude and the client's trust has arisen in you, the rest is that you have an open minded attitude when communicating in discussing current business take place. This is done so that you can understand and be more open to points of view client.

It's not easy to take an open minded attitude, especially if your client has a point of view that is completely opposite to yours. But, listen and don't be you interrupt and state that you do not agree with the point of view put forward. This is very dangerous if you do, so think more openly and rebut his words by conveying your thoughts using polite language and polite attitude, so that the client understands the intent and purpose of the conversation, to achieve mutual agreement. Remember, don't force your point of view, find a solution together, so that the company you work for can still trust clients.

|•SOURCE•| Articles :RELIGION | Image :kesslerrecruitment |

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|• NATIONAL •|JOKOWI Changes UI Statute
|• INTERNATIONAL •|The Woodcutter Was Attacked by TIGER
|• BANKING •|the-Fate Of Office Property Business
|• POLITICS •|Limited Subsidized Housing Budget
|• SCIENCE •|Through Education, ETF Preserves Eka Tjipta Widjaja's Life Philosophy

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Communication that exists in a business or work context is best conveyed by:

focused and serious so that what is conveyed or received is not considered a joke. With Thus, the initial goal of the communication can be achieved, so there is no time wasted and you as an employee can maintain the good name of the company. You must be able to read the situation and conditions when communication occurs, don't let you just insert more jokes to lighten the mood. Just focus on the goal. When the goals the company wants to achieve can be achieved, then the next joke you can insert to provide client convenience.

|•SOURCE•| Articles :RELIGION | Image :LAMUSCLE |

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|• NATIONAL •|JOKOWI Changes UI Statute
|• INTERNATIONAL •|The Woodcutter Was Attacked by TIGER
|• BANKING •|the-Fate Of Office Property Business
|• POLITICS •|Limited Subsidized Housing Budget
|• SCIENCE •|Through Education, ETF Preserves Eka Tjipta Widjaja's Life Philosophy

Learn more »